/* Nexura Tech — Design System v1.0 */
:root,html.light{--bg:#FAFAF7;--surface:#FFFFFF;--surface-2:#F3F1EA;--surface-3:#ECE9DF;--ink:#0B1220;--ink-2:#2A3142;--muted:#6B7280;--muted-2:#9CA3AF;--border:#E5E2D9;--border-2:#D4D0C3;--brand-teal:#0E5749;--brand-teal-soft:#E6F2EE;--brand-teal-tint:#B4DACF;--brand-teal-ink:#073931;--brand-coral:#F5793B;--brand-coral-soft:#FDE7D9;--brand-coral-tint:#FFB78F;--brand-coral-ink:#B14418;--brand-blue:#2563EB;--brand-blue-soft:#E0EAFE;--brand-blue-tint:#93B4FA;--success:#059669;--warning:#D97706;--danger:#DC2626;--emerald:#10B981;--font-display:'Instrument Serif',Georgia,serif;--font-heading:'Inter Tight','Inter',system-ui,sans-serif;--font-body:'Inter',system-ui,-apple-system,sans-serif;--ease:cubic-bezier(0.22,1,0.36,1);--t-fast:120ms var(--ease);--t-base:220ms var(--ease);--t-slow:700ms var(--ease);--t-xslow:1200ms var(--ease);--r-sm:8px;--r-md:12px;--r-lg:20px;--r-xl:28px;--r-pill:999px;--shadow-sm:0 2px 6px rgba(11,18,32,0.05),0 1px 2px rgba(11,18,32,0.04);--shadow-md:0 4px 12px rgba(11,18,32,0.06),0 1px 3px rgba(11,18,32,0.04);--shadow-lg:0 20px 40px -12px rgba(11,18,32,0.12),0 4px 12px rgba(11,18,32,0.05);--shadow-xl:0 30px 60px -20px rgba(11,18,32,0.18),0 10px 20px -8px rgba(11,18,32,0.08);--container:1200px}
html.dark{--bg:#0B1220;--surface:#121A2E;--surface-2:#182241;--surface-3:#1F2B4A;--ink:#F5F4EE;--ink-2:#C6CBDA;--muted:#8B93A8;--border:#243054;--border-2:#2E3B66;--brand-teal:#2DD4A8;--brand-teal-soft:#0E2D26;--brand-teal-ink:#5EEEC8;--brand-coral:#FB923C;--brand-coral-soft:#2A1810;--brand-coral-ink:#FDBA74;--brand-blue:#60A5FA;--brand-blue-soft:#1A2742;--shadow-sm:0 2px 6px rgba(0,0,0,0.4);--shadow-md:0 4px 12px rgba(0,0,0,0.4);--shadow-lg:0 20px 40px -12px rgba(0,0,0,0.5)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:80px}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font-body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);color:var(--ink);letter-spacing:-0.025em;line-height:1.12;margin:0;font-weight:700}
h1{font-size:clamp(2.75rem,5vw,4.5rem);letter-spacing:-0.035em;font-weight:800}
h2{font-size:clamp(2rem,3.6vw,3rem);letter-spacing:-0.03em;font-weight:800}
h3{font-size:clamp(1.5rem,2.2vw,2rem)}
h4{font-size:clamp(1.25rem,1.6vw,1.5rem)}
p{margin:0;color:var(--ink-2);max-width:65ch}
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:24px}
::selection{background:var(--brand-teal);color:#fff}
*:focus-visible{outline:2px solid var(--brand-teal);outline-offset:2px;border-radius:4px}
.topbar{background:var(--surface-2);border-bottom:1px solid var(--border);font-size:12.5px;position:relative;z-index:99}
.topbar-wrap{max-width:1320px;margin:0 auto;padding:8px 32px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.topbar-info{display:flex;gap:28px;align-items:center;flex:1;min-width:0}
.tb-item{display:inline-flex;align-items:center;gap:7px;color:var(--ink-2);font-weight:500;white-space:nowrap;transition:color var(--t-fast)}
.tb-item:hover{color:var(--brand-teal)}
.tb-icon{width:14px;height:14px;flex-shrink:0;opacity:0.7}
.topbar-social{display:flex;gap:4px}
.topbar-social a{display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:6px;color:var(--ink-2);transition:all var(--t-fast)}
.topbar-social a:hover{background:var(--surface);color:var(--brand-teal)}
.topbar-social svg{width:14px;height:14px}
@media (max-width:1100px){.topbar-info .tb-item:first-child{display:none}}
@media (max-width:768px){.topbar{display:none}}
.site-header{position:sticky;top:0;z-index:100;background:rgba(250,250,247,0.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}
html.dark .site-header{background:rgba(11,18,32,0.85)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:32px;max-width:1320px;margin:0 auto;padding:14px 32px}
.nav-logo img{height:32px;width:auto}
.nav-list{display:flex;list-style:none;gap:4px;margin:0;padding:0;align-items:center}
.nav-list>li{position:relative}
.nav-link{display:inline-flex;align-items:center;gap:6px;padding:10px 14px;font-family:var(--font-heading);font-size:14.5px;font-weight:500;color:var(--ink);border-radius:10px;transition:background var(--t-base),color var(--t-base)}
.nav-link:hover{background:rgba(11,18,32,0.05)}
.caret{width:8px;height:8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);transition:transform var(--t-base);margin-bottom:3px}
.has-dropdown:hover .caret,.has-dropdown:focus-within .caret{transform:rotate(225deg);margin-bottom:-3px}
.nav-dropdown{position:absolute;top:calc(100% + 8px);left:0;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-md);padding:8px;min-width:260px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-8px);transition:all var(--t-base);z-index:50}
.has-dropdown:hover .nav-dropdown,.has-dropdown:focus-within .nav-dropdown{opacity:1;visibility:visible;transform:none}
.nav-dropdown a{display:block;padding:10px 14px;font-size:14px;font-weight:500;color:var(--ink-2);border-radius:8px;transition:all var(--t-fast)}
.nav-dropdown a:hover{background:var(--surface-2);color:var(--brand-teal)}
.nav-mega{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%) translateY(-8px);background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:32px;width:min(880px,95vw);box-shadow:var(--shadow-xl);opacity:0;visibility:hidden;transition:all var(--t-base);z-index:50;display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.has-mega:hover .nav-mega,.has-mega:focus-within .nav-mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega-col h5{font-family:var(--font-heading);font-size:11.5px;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:var(--muted);margin:0 0 12px}
.mega-col a{display:block;padding:7px 0;font-size:14px;font-weight:500;color:var(--ink);transition:color var(--t-fast)}
.mega-col a:hover{color:var(--brand-coral)}
.mega-feature{background:linear-gradient(135deg,var(--brand-coral-soft),var(--brand-teal-soft));border-radius:var(--r-md);padding:20px;margin:-20px;display:flex;flex-direction:column;justify-content:space-between}
.mega-badge{display:inline-block;background:var(--brand-coral);color:#fff;font-size:10px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;padding:3px 8px;border-radius:999px;align-self:flex-start;margin-bottom:8px}
.mega-feature h4{font-size:1.25rem;margin-bottom:6px;color:var(--ink)}
.mega-feature p{font-size:13px;color:var(--ink-2);margin-bottom:14px}
.mega-cta{font-family:var(--font-heading);font-size:13px;font-weight:700;color:var(--brand-coral-ink)}
.nav-actions{display:flex;align-items:center;gap:12px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:var(--r-pill);font-family:var(--font-heading);font-weight:600;font-size:14px;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:all var(--t-base)}
.btn-primary{background:var(--ink);color:var(--bg);border-color:var(--ink)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 8px 20px -8px rgba(11,18,32,0.4)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--border-2)}
.btn-ghost:hover{border-color:var(--ink);background:rgba(11,18,32,0.04)}
.nav-toggle{display:none;width:36px;height:36px;flex-direction:column;justify-content:center;align-items:center;gap:4px;border-radius:8px;transition:background var(--t-base)}
.nav-toggle span{width:18px;height:1.5px;background:var(--ink);transition:transform var(--t-base),opacity var(--t-base)}
.nav-toggle.is-open span:nth-child(1){transform:translateY(5.5px) rotate(45deg)}
.nav-toggle.is-open span:nth-child(2){opacity:0}
.nav-toggle.is-open span:nth-child(3){transform:translateY(-5.5px) rotate(-45deg)}
@media (max-width:1024px){.nav-list,.nav-actions .nav-cta{display:none}.nav-toggle{display:flex}.nav-list.is-open{display:flex;position:fixed;top:60px;left:0;right:0;background:var(--surface);flex-direction:column;align-items:stretch;padding:24px;gap:0;border-bottom:1px solid var(--border);max-height:calc(100vh - 60px);overflow:auto}.nav-list.is-open .nav-link{padding:14px 16px;border-radius:8px}.nav-list.is-open .nav-dropdown,.nav-list.is-open .nav-mega{position:static;opacity:1;visibility:visible;transform:none;width:auto;box-shadow:none;border:0;padding:0 16px 12px;display:flex;flex-direction:column;gap:0;background:transparent;min-width:0}.nav-list.is-open .nav-mega{display:none}}
.hero-slider{position:relative;width:100%;height:calc(100vh - 64px);min-height:600px;max-height:880px;overflow:hidden;background:var(--bg)}
.slide{position:absolute;inset:0;display:grid;grid-template-columns:1.05fr 1fr;gap:64px;align-items:center;padding:60px 80px;opacity:0;pointer-events:none;transition:opacity var(--t-xslow)}
.slide.is-active{opacity:1;pointer-events:auto}
.slide::before{content:'';position:absolute;inset:0;z-index:0;opacity:0;transition:opacity var(--t-xslow);pointer-events:none}
.slide.is-active::before{opacity:1}
.slide[data-theme="teal"]::before{background:radial-gradient(60% 70% at 85% 25%,var(--brand-teal-soft) 0%,transparent 60%),radial-gradient(50% 60% at 15% 85%,var(--surface-2) 0%,transparent 55%),radial-gradient(80% 80% at 100% 100%,var(--brand-teal-tint) 0%,transparent 50%)}
.slide[data-theme="coral"]::before{background:radial-gradient(60% 70% at 85% 25%,var(--brand-coral-soft) 0%,transparent 60%),radial-gradient(50% 60% at 15% 85%,var(--surface-2) 0%,transparent 55%),radial-gradient(80% 80% at 100% 100%,var(--brand-coral-tint) 0%,transparent 45%)}
.slide[data-theme="blue"]::before{background:radial-gradient(60% 70% at 85% 25%,var(--brand-blue-soft) 0%,transparent 60%),radial-gradient(50% 60% at 15% 85%,var(--surface-2) 0%,transparent 55%),radial-gradient(80% 80% at 100% 100%,var(--brand-blue-tint) 0%,transparent 45%)}
.slide-text{position:relative;z-index:2;max-width:600px;transform:translateY(20px);opacity:0;transition:transform var(--t-xslow),opacity var(--t-xslow);transition-delay:100ms}
.slide.is-active .slide-text{transform:none;opacity:1}
.slide-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--ink-2);margin-bottom:28px}
.slide-label::before{content:'';width:28px;height:1px;background:currentColor}
.slide[data-theme="teal"] .slide-label{color:var(--brand-teal)}
.slide[data-theme="coral"] .slide-label{color:var(--brand-coral)}
.slide[data-theme="blue"] .slide-label{color:var(--brand-blue)}
.slide-headline{font-family:var(--font-heading);font-size:clamp(2.5rem,5vw,4.5rem);font-weight:800;line-height:1.02;letter-spacing:-0.035em;color:var(--ink);margin-bottom:24px}
.slide-headline em{font-family:var(--font-display);font-style:italic;font-weight:400;letter-spacing:-0.01em}
.slide[data-theme="teal"] .slide-headline em{color:var(--brand-teal)}
.slide[data-theme="coral"] .slide-headline em{color:var(--brand-coral)}
.slide[data-theme="blue"] .slide-headline em{color:var(--brand-blue)}
.slide-sub{font-size:clamp(1rem,1.3vw,1.2rem);line-height:1.55;color:var(--ink-2);margin-bottom:36px;max-width:480px}
.slide-cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.slide-visual{position:relative;z-index:1;display:flex;align-items:center;justify-content:center;transform:scale(0.92) translateY(20px);opacity:0;transition:transform var(--t-xslow),opacity var(--t-xslow);transition-delay:200ms}
.slide.is-active .slide-visual{transform:none;opacity:1}
.slide-visual svg{width:100%;max-width:480px;height:auto;filter:drop-shadow(0 30px 60px rgba(11,18,32,0.12));animation:nx-float 6s ease-in-out infinite}
@keyframes nx-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
.slider-arrow{position:absolute;top:50%;width:52px;height:52px;border-radius:999px;background:rgba(255,255,255,0.88);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid rgba(11,18,32,0.08);z-index:10;display:flex;align-items:center;justify-content:center;transition:all var(--t-base);box-shadow:var(--shadow-sm)}
.slider-arrow:hover{background:var(--ink);border-color:var(--ink);transform:translateY(-50%) scale(1.05)}
.slider-arrow:hover svg{color:#fff}
.slider-arrow svg{width:18px;height:18px;color:var(--ink);transition:color var(--t-base)}
.slider-next{right:24px;transform:translateY(-50%)}
.slider-prev{left:24px;transform:translateY(-50%)}
.slider-controls{position:absolute;bottom:36px;left:50%;transform:translateX(-50%);display:flex;align-items:center;gap:24px;z-index:10}
.slider-dots{display:flex;gap:10px}
.dot{width:32px;height:4px;border-radius:4px;background:rgba(11,18,32,0.15);padding:0;transition:all var(--t-base);position:relative;overflow:hidden}
.dot.is-active{background:rgba(11,18,32,0.2)}
.dot.is-active::after{content:'';position:absolute;inset:0;background:var(--ink);width:0;animation:nx-dot-fill 6s linear forwards}
@keyframes nx-dot-fill{to{width:100%}}
.dot:hover{background:rgba(11,18,32,0.3)}
.slide-counter{font-family:var(--font-heading);font-size:13px;font-weight:500;color:var(--muted);font-variant-numeric:tabular-nums;letter-spacing:0.05em}
.slide-counter .current{color:var(--ink);font-weight:700}
@media (max-width:1024px){.hero-slider{height:auto;min-height:auto;max-height:none}.slide{position:relative;grid-template-columns:1fr;gap:32px;padding:48px 32px 100px;text-align:center}.slide:not(.is-active){display:none}.slide-label{justify-content:center}.slide-label::before{display:none}.slide-cta{justify-content:center}.slide-visual{order:-1}.slide-visual svg{max-width:300px}.slider-arrow{display:none}}
@media (max-width:640px){.slide{padding:32px 20px 110px}.slide-headline{font-size:2.25rem}.slide-visual svg{max-width:240px}.dot{width:24px}.btn{padding:10px 18px;font-size:13.5px}}
.ecosystems-split{padding:120px 32px 140px;background:var(--bg)}
.eco-intro{max-width:720px;margin:0 auto 64px;text-align:center}
.eco-intro .section-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--ink-2);margin-bottom:20px}
.eco-intro .section-label::before,.eco-intro .section-label::after{content:'';width:24px;height:1px;background:currentColor;opacity:0.6}
.eco-intro h2{margin-bottom:20px}
.eco-intro h2 em{font-family:var(--font-display);font-style:italic;font-weight:400;background:linear-gradient(135deg,var(--brand-teal) 0%,var(--brand-coral) 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}
.eco-intro p{font-size:1.125rem;line-height:1.6;max-width:600px;margin:0 auto}
.eco-cards{display:grid;grid-template-columns:1fr 1fr;gap:24px;max-width:1280px;margin:0 auto}
.eco-card{position:relative;background:var(--surface);border:1px solid var(--border);border-radius:24px;padding:48px;overflow:hidden;transition:transform var(--t-slow),box-shadow var(--t-slow),border-color var(--t-slow);display:flex;flex-direction:column;min-height:540px;text-decoration:none;color:inherit}
.eco-card::before{content:'';position:absolute;inset:0;background:radial-gradient(80% 60% at 100% 0%,var(--card-tint) 0%,transparent 55%);opacity:0.7;pointer-events:none;transition:opacity var(--t-slow)}
.eco-card:hover::before{opacity:1}
.eco-card.it{--card-accent:var(--brand-teal);--card-tint:var(--brand-teal-soft)}
.eco-card.insure{--card-accent:var(--brand-coral);--card-tint:var(--brand-coral-soft)}
.eco-card:hover{transform:translateY(-4px);border-color:var(--card-accent);box-shadow:var(--shadow-xl),0 0 0 1px var(--card-accent)}
.eco-card-header{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;margin-bottom:24px}
.eco-audience-tag{display:inline-flex;align-items:center;gap:8px;padding:6px 12px;background:rgba(11,18,32,0.05);border-radius:999px;font-family:var(--font-heading);font-size:11.5px;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--ink-2)}
.eco-audience-tag .dot-indicator{width:6px;height:6px;border-radius:50%;background:var(--card-accent)}
.eco-icon{width:44px;height:44px;border-radius:12px;background:var(--card-tint);display:flex;align-items:center;justify-content:center;color:var(--card-accent)}
.eco-icon svg{width:22px;height:22px}
.eco-card h3{position:relative;z-index:1;font-size:clamp(1.5rem,2.4vw,2.25rem);font-weight:800;margin-bottom:14px;color:var(--ink)}
.eco-card h3 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--card-accent)}
.eco-card>p{position:relative;z-index:1;font-size:1.0625rem;line-height:1.55;color:var(--ink-2);margin-bottom:28px;max-width:440px}
.eco-features{position:relative;z-index:1;list-style:none;margin:0 0 36px;padding:0;display:flex;flex-direction:column;gap:12px}
.eco-features li{display:flex;align-items:center;gap:12px;font-size:0.95rem;color:var(--ink-2);font-weight:500}
.eco-features li::before{content:'';width:18px;height:18px;border-radius:50%;background:var(--card-tint);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5 L7 12 L13 4.5' stroke='%230E5749' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;background-size:12px;flex-shrink:0}
.eco-card.insure .eco-features li::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5 L7 12 L13 4.5' stroke='%23B14418' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E")}
.eco-card-footer{position:relative;z-index:1;margin-top:auto;display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:32px;border-top:1px solid var(--border)}
.eco-cta{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-heading);font-size:0.95rem;font-weight:700;color:var(--card-accent);transition:gap var(--t-base)}
.eco-cta:hover{gap:12px}
.eco-cta .arrow{display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;background:var(--card-accent);color:#fff;transition:transform var(--t-base)}
.eco-meta{font-family:var(--font-heading);font-size:0.825rem;font-weight:600;letter-spacing:0.06em;text-transform:uppercase;color:var(--muted)}
.eco-decor{position:absolute;bottom:-20px;right:-20px;width:220px;height:220px;opacity:0.7;pointer-events:none;z-index:0;transition:transform var(--t-slow),opacity var(--t-slow)}
.eco-card:hover .eco-decor{transform:translate(-8px,-8px) rotate(-3deg);opacity:0.95}
@media (max-width:1024px){.ecosystems-split{padding:80px 24px 96px}.eco-cards{grid-template-columns:1fr;gap:20px}.eco-card{min-height:auto;padding:36px}.eco-intro{margin-bottom:48px}.eco-decor{width:160px;height:160px}}
@media (max-width:640px){.eco-card{padding:28px}.eco-card-footer{flex-direction:column;align-items:flex-start;gap:12px}.eco-decor{width:120px;height:120px}}
.insurance-grid-section{padding:120px 32px;background:var(--surface-2)}
.section-head{max-width:680px;margin:0 auto 56px;text-align:center}
.section-head .section-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--brand-coral);margin-bottom:18px}
.section-head .section-label::before,.section-head .section-label::after{content:'';width:24px;height:1px;background:currentColor;opacity:0.6}
.section-head h2{margin-bottom:16px}
.section-head h2 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-coral)}
.section-head p{margin:0 auto;font-size:1.125rem}
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:1200px;margin:0 auto}
.cat-card{background:var(--surface);border:1px solid var(--border);border-radius:18px;padding:28px;text-decoration:none;color:inherit;transition:all var(--t-base);display:flex;flex-direction:column;gap:14px}
.cat-card:hover{transform:translateY(-3px);border-color:var(--brand-coral);box-shadow:var(--shadow-md)}
.cat-icon{width:48px;height:48px;border-radius:12px;background:var(--brand-coral-soft);color:var(--brand-coral);display:flex;align-items:center;justify-content:center}
.cat-icon svg{width:24px;height:24px}
.cat-card h4{font-size:1.15rem;font-weight:700;margin-bottom:4px}
.cat-card p{font-size:0.9rem;color:var(--muted);margin:0}
.cat-card-link{display:inline-flex;align-items:center;gap:6px;margin-top:auto;font-family:var(--font-heading);font-size:13px;font-weight:600;color:var(--brand-coral)}
.cat-card-link::after{content:'->';transition:transform var(--t-base)}
.cat-card:hover .cat-card-link::after{transform:translateX(3px)}
@media (max-width:900px){.cat-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.cat-grid{grid-template-columns:1fr}}
.trust-section{padding:96px 32px;background:var(--bg)}
.trust-grid{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:32px;text-align:center}
.trust-stat{padding:24px 8px}
.trust-num{font-family:var(--font-heading);font-size:clamp(2.5rem,4.5vw,3.5rem);font-weight:800;letter-spacing:-0.03em;color:var(--ink);font-variant-numeric:tabular-nums;line-height:1;margin-bottom:8px}
.trust-num .unit{font-size:0.6em;color:var(--brand-teal);margin-left:2px}
.trust-label{font-family:var(--font-heading);font-size:13px;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--muted)}
@media (max-width:640px){.trust-grid{grid-template-columns:repeat(2,1fr);gap:24px 16px}}
.cta-section{padding:96px 32px;background:var(--bg)}
.cta-wrap{max-width:980px;margin:0 auto;background:linear-gradient(135deg,var(--ink) 0%,var(--brand-teal-ink) 100%);border-radius:32px;padding:72px 56px;color:#fff;display:grid;grid-template-columns:1.5fr 1fr;gap:48px;align-items:center;position:relative;overflow:hidden}
.cta-wrap::before{content:'';position:absolute;inset:0;background:radial-gradient(60% 80% at 100% 0%,rgba(245,121,59,0.25) 0%,transparent 60%);pointer-events:none}
.cta-text{position:relative;z-index:1}
.cta-text .section-label{display:inline-block;font-family:var(--font-heading);font-size:11.5px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--brand-coral);margin-bottom:14px}
.cta-text h2{color:#fff;margin-bottom:14px;font-size:clamp(1.75rem,3vw,2.5rem)}
.cta-text h2 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-coral)}
.cta-text p{color:rgba(255,255,255,0.75);font-size:1.05rem;max-width:420px}
.cta-actions{position:relative;z-index:1;display:flex;flex-direction:column;gap:12px}
.cta-actions .btn-primary{background:#fff;color:var(--ink);border-color:#fff}
.cta-actions .btn-primary:hover{background:var(--brand-coral);color:#fff;border-color:var(--brand-coral)}
.cta-actions .btn-ghost{color:#fff;border-color:rgba(255,255,255,0.25)}
.cta-actions .btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,0.08)}
@media (max-width:768px){.cta-wrap{grid-template-columns:1fr;padding:48px 32px;text-align:center}.cta-actions{align-items:center}}
.site-footer{background:var(--ink);color:var(--bg);padding:80px 32px 32px}
html.dark .site-footer{background:#06080F}
.footer-grid{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;gap:48px;padding-bottom:56px;border-bottom:1px solid rgba(255,255,255,0.08)}
.footer-brand{display:flex;flex-direction:column;gap:18px}
.footer-logo img{height:32px;width:auto;filter:brightness(0) invert(1)}
.footer-tag{color:rgba(255,255,255,0.6);font-size:14.5px;line-height:1.55;margin:0;max-width:280px}
.footer-social{display:flex;gap:10px;margin-top:6px}
.footer-social a{width:36px;height:36px;border-radius:50%;background:rgba(255,255,255,0.06);display:inline-flex;align-items:center;justify-content:center;transition:all var(--t-base)}
.footer-social a:hover{background:var(--brand-coral);transform:translateY(-2px)}
.footer-social svg{width:16px;height:16px;color:#fff}
.footer-col h6{font-family:var(--font-heading);font-size:11.5px;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;color:rgba(255,255,255,0.45);margin:0 0 18px}
.footer-col a{display:block;padding:6px 0;font-size:14px;color:rgba(255,255,255,0.78);transition:color var(--t-fast)}
.footer-col a:hover{color:#fff}
.footer-bottom{max-width:1280px;margin:0 auto;padding-top:32px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;font-size:13px;color:rgba(255,255,255,0.5)}
.footer-bottom a{color:rgba(255,255,255,0.75)}
.footer-bottom a:hover{color:#fff}
.footer-bottom strong{color:rgba(255,255,255,0.9);font-weight:600}
@media (max-width:900px){.footer-grid{grid-template-columns:repeat(2,1fr);gap:36px 24px}.footer-brand{grid-column:1/-1}}
.fade-in{opacity:0;transform:translateY(16px);transition:opacity var(--t-slow),transform var(--t-slow)}
.fade-in.visible{opacity:1;transform:none}
@media (prefers-reduced-motion: reduce){*,*::before,*::after{animation-duration:0.01ms !important;transition-duration:0.01ms !important}}
.providers-section{padding:80px 0 96px;background:var(--bg);overflow:hidden}
.providers-head{text-align:center;max-width:680px;margin:0 auto 48px;padding:0 24px}
.providers-head .section-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--brand-coral);margin-bottom:14px}
.providers-head .section-label::before,.providers-head .section-label::after{content:'';width:24px;height:1px;background:currentColor;opacity:0.6}
.providers-head h2{font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:10px}
.providers-head p{font-size:0.95rem;color:var(--muted);margin:0 auto}
.marquee{position:relative;width:100%;overflow:hidden;mask-image:linear-gradient(to right,transparent 0,#000 8%,#000 92%,transparent 100%);-webkit-mask-image:linear-gradient(to right,transparent 0,#000 8%,#000 92%,transparent 100%)}
.marquee-track{display:flex;width:max-content;animation:nx-marquee 30s linear infinite;gap:24px;padding:8px 12px}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes nx-marquee{0%{transform:translateX(0)}100%{transform:translateX(calc(-50% - 12px))}}
.provider-logo{flex:0 0 auto;width:200px;height:96px;background:var(--surface);border:1px solid var(--border);border-radius:16px;display:flex;align-items:center;justify-content:center;text-decoration:none;color:var(--ink);transition:all var(--t-base);position:relative;overflow:hidden}
.provider-logo:hover{border-color:var(--border-2);transform:translateY(-2px);box-shadow:var(--shadow-md)}
.provider-logo .pname{font-family:var(--font-heading);font-weight:800;letter-spacing:-0.025em;font-size:1.35rem;text-align:center;line-height:1}
.provider-logo .ptag{display:block;font-size:9px;font-weight:600;letter-spacing:0.15em;text-transform:uppercase;color:var(--muted);margin-top:6px}
.provider-logo.p-pumpkin .pname{font-family:var(--font-display);font-style:italic;font-weight:400;font-size:1.6rem;color:#1F2937}
.provider-logo.p-lemonade .pname{color:#FF0083;font-weight:700}
.provider-logo.p-aspca .pname{color:#0B3D91;font-size:1.2rem;letter-spacing:0.04em}
.provider-logo.p-fetch .pname{font-style:italic;font-size:1.5rem;font-weight:700}
.provider-logo.p-figo .pname{color:#0F2A5C;font-weight:300;letter-spacing:0.1em;font-size:1.3rem}
.provider-logo.p-odie .pname{color:#2563EB;font-weight:700}
.providers-disclaimer{text-align:center;margin-top:32px;font-size:11.5px;color:var(--muted);max-width:720px;margin-left:auto;margin-right:auto;padding:0 24px;line-height:1.55}
.it-pricing-section{padding:120px 32px;background:var(--bg)}
.it-pricing-head{max-width:720px;margin:0 auto 56px;text-align:center}
.it-pricing-head .section-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--brand-teal);margin-bottom:16px}
.it-pricing-head .section-label::before,.it-pricing-head .section-label::after{content:'';width:24px;height:1px;background:currentColor;opacity:0.6}
.it-pricing-head h2{margin-bottom:14px}
.it-pricing-head h2 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-teal)}
.it-pricing-head p{margin:0 auto;font-size:1.05rem}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:1200px;margin:0 auto}
.svc-card{background:var(--surface);border:1px solid var(--border);border-radius:18px;padding:32px;transition:all var(--t-base);position:relative;display:flex;flex-direction:column;gap:14px;text-decoration:none;color:inherit}
.svc-card:hover{transform:translateY(-3px);border-color:var(--brand-teal);box-shadow:var(--shadow-md)}
.svc-card.featured{border-color:var(--brand-teal);background:linear-gradient(180deg,var(--brand-teal-soft) 0%,var(--surface) 50%)}
.svc-card.featured::before{content:'Most popular';position:absolute;top:-1px;right:24px;background:var(--brand-teal);color:#fff;font-family:var(--font-heading);font-size:10px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;padding:5px 12px;border-radius:0 0 8px 8px}
.svc-icon{width:44px;height:44px;border-radius:11px;background:var(--brand-teal-soft);color:var(--brand-teal);display:flex;align-items:center;justify-content:center}
.svc-icon svg{width:22px;height:22px}
.svc-card h4{font-size:1.2rem;font-weight:700;margin:0}
.svc-card .svc-desc{font-size:0.92rem;color:var(--muted);line-height:1.5;margin:0;flex:1}
.svc-price{display:flex;align-items:baseline;gap:6px;padding-top:14px;border-top:1px solid var(--border);margin-top:auto}
.svc-price .from{font-size:0.78rem;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--muted)}
.svc-price .amount{font-family:var(--font-heading);font-size:1.6rem;font-weight:800;letter-spacing:-0.02em;color:var(--ink);font-variant-numeric:tabular-nums}
.svc-price .unit{font-size:0.85rem;color:var(--muted);font-weight:500}
.svc-cta{font-family:var(--font-heading);font-size:13px;font-weight:700;color:var(--brand-teal);display:inline-flex;align-items:center;gap:6px}
.svc-cta::after{content:'->';transition:transform var(--t-base)}
.svc-card:hover .svc-cta::after{transform:translateX(3px)}
.svc-note{max-width:760px;margin:48px auto 0;text-align:center;padding:24px;background:var(--surface-2);border-radius:16px;font-size:0.95rem;color:var(--ink-2)}
.svc-note strong{color:var(--ink);font-weight:700}
@media (max-width:900px){.svc-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.svc-grid{grid-template-columns:1fr}}
.compare-section{padding:120px 32px;background:var(--surface-2)}
.compare-head{max-width:720px;margin:0 auto 56px;text-align:center}
.compare-head .section-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--brand-blue);margin-bottom:16px}
.compare-head .section-label::before,.compare-head .section-label::after{content:'';width:24px;height:1px;background:currentColor;opacity:0.6}
.compare-head h2{margin-bottom:14px}
.compare-head h2 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-blue)}
.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;max-width:1200px;margin:0 auto}
.compare-card{background:var(--surface);border:1px solid var(--border);border-radius:20px;padding:32px;display:flex;flex-direction:column;gap:18px}
.compare-card h3{font-size:1.35rem;font-weight:800;margin:0;letter-spacing:-0.02em}
.compare-card h3 .vs{display:inline-block;margin:0 8px;color:var(--brand-blue);font-style:italic;font-family:var(--font-display);font-weight:400}
.compare-card>p{font-size:0.95rem;color:var(--muted);line-height:1.55;margin:0}
.compare-table{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--border);border-radius:14px;overflow:hidden}
.compare-col{display:flex;flex-direction:column}
.compare-col:first-child{border-right:1px solid var(--border)}
.compare-col-head{padding:14px 18px;background:var(--surface-2);font-family:var(--font-heading);font-size:13px;font-weight:700;color:var(--ink);letter-spacing:-0.005em;display:flex;align-items:center;gap:8px}
.compare-col-head .icon{width:22px;height:22px;border-radius:6px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.compare-row{padding:11px 18px;font-size:0.88rem;color:var(--ink-2);line-height:1.4;border-top:1px solid var(--border)}
.compare-row strong{color:var(--ink);font-weight:700;display:block;font-size:0.78rem;letter-spacing:0.06em;text-transform:uppercase;color:var(--muted);margin-bottom:2px}
.compare-cta{display:inline-flex;align-items:center;gap:6px;font-family:var(--font-heading);font-size:13.5px;font-weight:700;color:var(--brand-blue);text-decoration:none;margin-top:auto;padding-top:8px}
.compare-cta::after{content:'->';transition:transform var(--t-base)}
.compare-cta:hover::after{transform:translateX(3px)}
@media (max-width:900px){.compare-grid{grid-template-columns:1fr}}
@media (max-width:520px){.compare-table{grid-template-columns:1fr}.compare-col:first-child{border-right:0;border-bottom:1px solid var(--border)}}
.about-insurance-section{padding:96px 32px;background:var(--surface-2)}
.about-insurance-wrap{max-width:980px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.about-insurance-wrap .text-col{display:flex;flex-direction:column;gap:18px}
.about-insurance-wrap .section-label{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--brand-coral);align-self:flex-start}
.about-insurance-wrap .section-label::before{content:'';width:24px;height:1px;background:currentColor;opacity:0.6}
.about-insurance-wrap h2{font-size:clamp(1.75rem,3vw,2.5rem);margin:0}
.about-insurance-wrap h2 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-coral)}
.about-insurance-wrap ul{list-style:none;padding:0;margin:8px 0;display:flex;flex-direction:column;gap:10px}
.about-insurance-wrap ul li{padding-left:24px;position:relative;font-size:0.98rem;color:var(--ink-2);line-height:1.55}
.about-insurance-wrap ul li::before{content:'';position:absolute;left:0;top:8px;width:14px;height:14px;border-radius:50%;background:var(--brand-coral-soft);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3.5 8.5 L7 12 L13 4.5' stroke='%23B14418' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center;background-size:10px}
.about-insurance-visual{aspect-ratio:1;background:var(--surface);border-radius:24px;padding:32px;display:flex;align-items:center;justify-content:center;border:1px solid var(--border)}
@media (max-width:780px){.about-insurance-wrap{grid-template-columns:1fr;gap:32px}.about-insurance-visual{aspect-ratio:2}}
.blog-hero{padding:80px 32px 48px;background:linear-gradient(180deg,var(--surface-2) 0%,var(--bg) 100%);text-align:center}
.blog-hero h1{font-size:clamp(2.25rem,4.5vw,3.5rem);margin-bottom:14px}
.blog-hero h1 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-coral)}
.blog-hero p{max-width:600px;margin:0 auto;font-size:1.1rem;color:var(--ink-2)}
.blog-list-section{padding:48px 32px 120px;background:var(--bg)}
.blog-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.blog-card{background:var(--surface);border:1px solid var(--border);border-radius:18px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:all var(--t-base)}
.blog-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--border-2)}
.blog-card .thumb{aspect-ratio:16/9;background:linear-gradient(135deg,var(--brand-teal-soft),var(--brand-coral-soft));display:flex;align-items:center;justify-content:center;color:var(--ink);font-family:var(--font-display);font-size:2rem;font-style:italic;letter-spacing:-0.01em}
.blog-card.cat-insurance .thumb{background:linear-gradient(135deg,var(--brand-coral-soft),var(--brand-coral-tint))}
.blog-card.cat-it .thumb{background:linear-gradient(135deg,var(--brand-teal-soft),var(--brand-teal-tint))}
.blog-card.cat-marketing .thumb{background:linear-gradient(135deg,var(--brand-blue-soft),var(--brand-blue-tint))}
.blog-card-body{padding:24px;display:flex;flex-direction:column;gap:10px;flex:1}
.blog-meta{display:flex;align-items:center;gap:10px;font-family:var(--font-heading);font-size:11.5px;font-weight:600;letter-spacing:0.06em;text-transform:uppercase;color:var(--muted)}
.blog-tag{padding:3px 10px;background:var(--surface-2);border-radius:999px;color:var(--ink-2)}
.blog-card h3{font-size:1.15rem;font-weight:700;line-height:1.3;margin:0;letter-spacing:-0.015em}
.blog-card-excerpt{font-size:0.92rem;color:var(--muted);line-height:1.5;margin:0;flex:1}
.blog-card-read{font-family:var(--font-heading);font-size:13px;font-weight:700;color:var(--brand-coral);display:inline-flex;align-items:center;gap:6px;margin-top:6px}
.blog-card-read::after{content:'->';transition:transform var(--t-base)}
.blog-card:hover .blog-card-read::after{transform:translateX(3px)}
@media (max-width:900px){.blog-grid{grid-template-columns:repeat(2,1fr);gap:20px}}
@media (max-width:600px){.blog-grid{grid-template-columns:1fr}}
.article-hero{padding:80px 32px 32px;background:var(--surface-2);text-align:center;border-bottom:1px solid var(--border)}
.article-meta-top{display:inline-flex;gap:10px;align-items:center;margin-bottom:14px;font-family:var(--font-heading);font-size:12px;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--muted)}
.article-meta-top .blog-tag{background:var(--surface);border:1px solid var(--border);padding:4px 12px;border-radius:999px;color:var(--brand-coral)}
.article-hero h1{font-size:clamp(2rem,4vw,3.25rem);max-width:780px;margin:0 auto 16px;letter-spacing:-0.03em}
.article-hero h1 em{font-family:var(--font-display);font-style:italic;font-weight:400;color:var(--brand-coral)}
.article-hero .sub{max-width:680px;margin:0 auto;font-size:1.1rem;color:var(--ink-2);line-height:1.55}
.article-body{max-width:760px;margin:0 auto;padding:64px 32px 96px;font-size:1.0625rem;line-height:1.75;color:var(--ink-2)}
.article-body h2{font-size:1.75rem;margin:48px 0 18px;color:var(--ink);letter-spacing:-0.02em}
.article-body h3{font-size:1.3rem;margin:32px 0 14px;color:var(--ink)}
.article-body p{margin:0 0 20px;max-width:none}
.article-body ul,.article-body ol{margin:0 0 24px;padding-left:24px}
.article-body li{margin-bottom:8px;line-height:1.65}
.article-body strong{color:var(--ink);font-weight:700}
.article-body a{color:var(--brand-coral);text-decoration:underline;text-decoration-color:var(--brand-coral-tint);text-underline-offset:3px}
.article-body a:hover{text-decoration-color:var(--brand-coral)}
.article-body blockquote{margin:32px 0;padding:20px 24px;background:var(--surface-2);border-left:4px solid var(--brand-coral);border-radius:0 12px 12px 0;font-style:italic;color:var(--ink)}
.article-body .provider-row{display:grid;grid-template-columns:120px 1fr 100px;gap:18px;align-items:center;padding:16px 18px;background:var(--surface);border:1px solid var(--border);border-radius:14px;margin-bottom:12px}
.article-body .provider-row .pn{font-family:var(--font-heading);font-weight:700;font-size:1.05rem}
.article-body .provider-row .pd{font-size:0.9rem;color:var(--muted);line-height:1.45;margin:0}
.article-body .provider-row .pp{text-align:right;font-family:var(--font-heading);font-weight:700;color:var(--brand-coral);font-variant-numeric:tabular-nums}
.affiliate-disclosure{max-width:760px;margin:32px auto;padding:16px 20px;background:var(--surface-2);border-radius:12px;font-size:0.85rem;color:var(--muted);line-height:1.5;border-left:3px solid var(--brand-coral)}
.contact-form{display:grid;gap:18px;max-width:580px;margin:0 auto}
.form-row{display:grid;gap:8px}
.form-row label{font-family:var(--font-heading);font-size:13px;font-weight:600;color:var(--ink);letter-spacing:-0.005em}
.form-row input,.form-row textarea,.form-row select{width:100%;padding:13px 16px;background:var(--surface);border:1px solid var(--border-2);border-radius:12px;font-family:var(--font-body);font-size:15px;color:var(--ink);transition:border-color var(--t-base),box-shadow var(--t-base)}
.form-row input:focus,.form-row textarea:focus,.form-row select:focus{outline:none;border-color:var(--brand-teal);box-shadow:0 0 0 4px rgba(14,87,73,0.1)}
.form-row textarea{min-height:140px;resize:vertical;font-family:var(--font-body)}
.form-row.honey{position:absolute;left:-9999px;opacity:0;pointer-events:none}
.form-submit{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;background:var(--ink);color:#fff;border:none;border-radius:999px;font-family:var(--font-heading);font-weight:700;font-size:15px;cursor:pointer;transition:all var(--t-base)}
.form-submit:hover{background:var(--brand-teal-ink);transform:translateY(-1px);box-shadow:var(--shadow-md)}
.contact-info-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:980px;margin:0 auto 64px}
.contact-info-card{background:var(--surface);border:1px solid var(--border);border-radius:18px;padding:28px;text-align:center}
.contact-info-card .ci-icon{width:48px;height:48px;border-radius:12px;background:var(--brand-teal-soft);color:var(--brand-teal);display:inline-flex;align-items:center;justify-content:center;margin-bottom:14px}
.contact-info-card h4{font-size:1rem;margin-bottom:6px}
.contact-info-card p{font-size:0.92rem;color:var(--muted);margin:0}
.contact-info-card a{color:var(--brand-teal);font-weight:600}
@media (max-width:780px){.contact-info-grid{grid-template-columns:1fr;gap:14px}}